Dr. Naomi Hartley, CPA
Credentials
Naomi Hartley has been a Certified Public Accountant since 1998 and holds a PhD in public economics. She is based in Boston and specialises in cross-border retirement taxation — the seam where one country's pension rules meet another's, which is exactly where consumer guidance most often goes wrong.
Her role at Talk Through Wealth
Naomi reviews every Talk Through Wealth post before it publishes. Her review is narrow and specific: she checks that the math is right, that every statutory threshold and rate is current and correctly cited to a primary regulator source, and that the Information Gain claim — what the post adds beyond the regulator page and the AI summary — actually holds up on a single read. If she can't verify a number, the post goes back.
She does not write the posts and does not appear in the worked examples; her name in the byline ("Reviewed by Naomi Hartley, CPA") is the second human signal that separates a serious publisher from a single-author blog.
Posts reviewed
Naomi has reviewed all 139 posts currently published in the Talk Through Wealth format across the United States, Canada, United Kingdom and Australia collections. The count grows with the corpus.
Naomi is a fractional reviewer, not personal-advice counsel; nothing on this site is individual tax or financial advice.