Social Security at 62, 67, or 70?
When should you start taking Social Security? The math behind early vs late claiming and how to figure out what's right for you.
🇺🇸 United States
US Retirement Planning
Expert articles on Social Security, 401(k), IRA, Roth strategies, and tax-efficient retirement planning.
Roth Conversion Strategies
When and how much to convert from traditional to Roth IRA. Tax bracket optimization and long-term planning.
HSA as a Retirement Account
The Health Savings Account is a triple-tax-advantaged powerhouse. How to use it for retirement, not just healthcare.
The True Cost of Missing Your 401(k) Match
Your employer match is free money. Here's how much you're really losing by not capturing it.
Medicare Planning: The 65 Healthcare Cliff
Understanding Medicare enrollment, IRMAA surcharges, and planning for healthcare costs in retirement.
Sequence of Returns Risk
Why the order of your investment returns matters more in retirement than the average return.
Required Minimum Distribution Strategies
How to manage RMDs from your IRA and 401(k). Strategies to reduce RMDs and avoid costly mistakes.
401(k) to IRA Rollover Guide
Should you roll your 401(k) to an IRA? Understanding the pros, cons, and potential pitfalls.
State Taxes in Retirement
How state taxes affect your retirement income. Compare tax-friendly states and understand what income gets taxed where.
Tax-Efficient Withdrawal Sequencing
Which accounts should you draw from first in retirement? The right withdrawal order can save tens of thousands in taxes.
Spousal Social Security Benefits
Understanding spousal and survivor Social Security benefits. How couples can maximize their combined lifetime benefits.
Backdoor Roth IRA Strategy
How high earners can still contribute to a Roth IRA. The backdoor Roth strategy and avoiding the pro-rata rule.
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